Personal Insurance

Personal Insurance offers essential protection for you and your loved ones, tailored to your unique needs and providing peace of mind in an unpredictable world.

Personalized Insurance for Your Unique Journey

Personal insurance is important for you and your family. It keeps you protected from unexpected events like accidents or damage to your home or car. We understand that everyone's needs are different, so we work with you to find the right coverage. Our goal is to make sure you have the support and financial help when you need it.

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Our Services

Homeowners Insurance

A home is both an asset and a place for cherished memories.
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Auto Insurance

Auto Insurance

Auto insurance is legally mandatory for nearly all US drivers.
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Individual Life Insurance

Renters Insurance

Don't let unexpected events derail your life.
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Permanent Life Insurance

Permanent life insurance provides lifelong coverage with a cash value component that grows over time.
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Secondary Home Insurance

Condominium Insurance

The master condo policy covers the unit's exterior, not personal items.

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Personal Umbrella

People prioritize insurance to safeguard family and assets.

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Motorcycle Insurance

Motorcycle insurance safeguards both you and your bike year-round.

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Watercraft Insurance

Watercraft & Boat

Boats and watercraft are substantial investments, but water lovers find them worthwhile.
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Flood Insurance

Many business insurance plans exclude flood losses; don't skip this crucial protection even in low-risk areas.
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Rental Property Insurance

Rental Property

What kind of rental property do you own? You might have several multi- unit complexes.

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High Value Home

High-value home insurance protects luxury homes with higher coverage limits for property, valuables, and unique features.
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Wedding Insurance

Wedding insurance covers unexpected events like cancellations, vendor issues, or property damage, protecting your big day.
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Personal Articles Floater

A personal articles floater provides extra coverage for valuable items like jewelry, art, or electronics beyond standard homeowners insurance.
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Pet Insurance

Pet insurance helps cover veterinary costs for accidents, illnesses, and routine care for your pets.

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Term Life Insurance

Everyone deserves a secure financial future — and that’s why term life insurance is so important.

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James L. Smith Insurance Agency, Inc.

We extend coverage to individuals and businesses in 
304 Cochran Road Pittsburgh, PA 1522 and surrounding areas.
412-531-3111info@jlsins.net
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Our commitment is to provide unparalleled customer service and exceptional value.
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